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$50 minimum to open any account
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Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Back to content
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To avoid the monthly fee - you must receive electronic statements and one of the following:
- Maintain a minimum daily balance of $2500.00 per statement cycle; or
- Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
- Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
- The primary account holder is under the age of 25.
- Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.
You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).
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To avoid the monthly fee - you must have a $15,000 average daily balance; or; maintain an average daily balance of $250,000 or greater in all deposit accounts during a monthly cycle; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client. Back to content
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Paper statements are available for a fee of $3.00 per statement cycle. Back to content
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To avoid the monthly fee - you must do one of the following:
- Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle; or
- Maintain $25,000.00 average daily balance in all deposit accounts for the statement cycle. (Checking, Savings, Money Market, or Certificate of Deposit).
Paper statements are available for a fee of $3.00 per statement cycle.
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The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
Accounts under these brands are combined for FDIC Insurance coverage.