You can contact a business banking representative at (719) 309-3339 or visit any Bank Central location and we would be happy to assist you.

Business Loans

Find the financing solutions you need to meet your business goals.

Regardless of the size of your business, we have customized loan solutions to take your business to the next level.

Your business is constantly evolving. We’re here to help. No matter what your needs are, we have a business loan option just for you. As a community bank, all of our decisions are made locally and designed specifically for your business. Talk with one of our experienced loan officers, and you’ll find the loan that is right for you.

Business owner learning about loan options

Small Business Administration (SBA) Loans

As an SBA Preferred Lender, you can rely on us for a government guaranteed loan to grow your business. The U.S. Small Business Administration (SBA) is a government agency who underwrites loans to help start and manage small businesses. With fixed rates and competitive interest, use an SBA Loan to establish and grow your small business.

An SBA Loan gives you the advantage of a long-term loan with competitive rates.

  • Purchase or renovate real estate
  • Acquire fixed assets such as equipment or machinery
  • Borrow working capital for ongoing needs
  • Fund the acquisition of a new business


Construction equipment

Equipment Loan

From farming equipment, to new computers, Bank Central will help you get there.

No matter how you want to invest in your business, we’re here to help you. We have a variety of solutions to help your business grow. 

You can use equipment loans for many kinds of business equipment, including:

  • Commercial machinery
  • Commercial vehicles
  • Office equipment
  • Office furniture
  • Computers and communications technology
  • Heavy Equipment


Employees having a meeting

Lines & Letters of Credit

Letters of Credit you can guarantee the terms of the transaction backed by our bank. Don’t worry about big business transactions – let Bank Central help you get the payment you deserve.

Lines of Credit are flexible and responsive, and can help you pay for operating expenses, inventory, and much more!

Skip applying for a loan each time you need funds – check out a line of credit with Bank Central! Whether it’s a one-time need, a seasonal need, or an unexpected situation, we’re here to help you find the best solution.

Choose what line works best for you:

  • Single Purpose Line of Credit - Advances are to support a borrower’s special one-time need.
  • Seasonal Line of Credit - Use these to finance inventory and accounts receivable build-up associated with seasonal business activity.
  • Revolving Line of Credit - Helps finance receivables, inventory or current operating expenses. We can tailor the specific terms and structure to fit your unique needs.
  • Business Reserve Lines of Credit - We tie this to your checking account, and you activate it by writing a check on the account. You accumulate interest daily on the outstanding balance.


For Sale sign in front of a house

Investment Real Estate Loans

Looking for a new place? Want to expand to a new location? Bank Central is here to help.

Purchasing real estate can be stressful enough, why should your loan stress you out as well? Bank Central works with you to get the loan on your terms, customized to your cash flow and business needs.

Real estate goes fast, so don’t let your dream property slip through your fingers. Contact Bank Central today!

  • Rental properties
  • Real estate trading
  • Real estate investment trusts (REITs)
  • Housing


Business owner using a laptop

Term Loan

Looking for a long-term finance option? Bank Central has you covered.

No matter what you need to finance, Bank Central can help you. We can help you find a loan solution that works best for your finances, both in what you’re looking to purchase and how long you would like to take to pay it off.