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An employee helping with foreign currency exchange

Foreign Currency Exchange

Safely exchange money at your bank instead of exposing yourself to potential threats in your hotel or on the street. Language barriers and local rates may prohibit you from getting your funds quickly. Never worry when traveling internationally with our Foreign Currency Exchange.

With our Foreign Currency Exchange services, you’ll get:

  • Experienced staff
  • Over 80 foreign currencies available to buy or sell
  • Safe and convenient transactions at your local branch
  • Quick currency orders (1-3 days)
  • Buyback currency after traveling
  • Low fees with great rates

 




A person making a wire transfer online

Wire Transfers

If you have a Bank Central checking or savings account*, you can send or accept funds with our transfer services. We use reliable and secure technology, and we collaborate with our global banking partners to provide customer access to US and foreign banks. These partnerships are in most countries with a variety of currencies.

Wire Transfer FAQs

When you initiate a wire transfer, Bank Central will debit the amount out of your account. Then, the recipient’s bank will receive the payment through the Federal Reserve System. This will include instructions to the final recipient’s payment as stated in the request form. Finally, the recipients bank will receive the payment, and they will apply the money to the account you have provided.

Yes. Bank Central will only send transfers for our account holders. Your account must be open at least 90 days before initiating a wire transfer. Then, your account must have enough money to cover the wire transfer and fees. Please contact your local Bank Central branch for fee information.

To protect your account, we do not offer call-in wire transfer requests unless we receive a signed Wire Transfer Agreement. Visit your local branch with these items to complete your wire transfer request form:

  1. Your state issued identification (driver/non-driver license) or passport
  2. Recipient’s Information:
    • Bank Name
    • Bank’s ABA Routing Number and/or SWIFT Code
    • Account Number
    • Name
    • Street Address
  3. Reason for the transfer (could include invoice/purchase order numbers, vehicle identification numbers, escrow numbers, etc.)

Yes, your account will be charged a wire fee for incoming or outgoing transfers. Please contact your local Bank Central branch for fee information.

The sender of the wire transfer will need to provide their financial institution the following:

  • Receiving Bank:
    Central Bank
    238 Madison Street, Jefferson City, MO
    ABA Routing Number: 086500634 for domestic wires
    SWIFT Code: CTUSUS44 for international wire transfers
  • Your Account Name: this is the name on your checking or savings account. The name on the wire transfer and the account to which funds are being deposited must match.
  • Your Address: the mailing address that is associated with the checking or savings account the money will be deposited to.
  • Additional Information: this can include reference information, etc.
  1. Yes, we can process wires to most countries with a variety of currencies.
    • Please provide this information to initiate a wire transfer†:
      1. Recipient’s Information:
        • Bank Name
        • Bank’s ABA Routing Number and/or SWIFT Code
        • Currency Type
        • Account Number
        • Name
        • Street Address
      2. Reason for the transfer (could include invoice/purchase order numbers, vehicle identification numbers, escrow numbers, etc.)
  2. International wires are not guaranteed to be received in the same business day, and it generally takes at least two days for the transfer to reach the intended bank. When you submit a formal request, specific disclosures will be provided.

 

†Some countries require additional information. Please contact your local branch Wire Transfer Specialist for country or currency specific requirements.

  1. Please contact your local Bank Central branch if you submitted a domestic wire transfer request. You will need to provide the following information:
    • Your Name
    • Your Account Number
    • Date of the wire transfer
    • Dollar amount of the wire transfer request
  2. If you submitted an international wire transfer, please read our Explanation of Rights. 
*Some restrictions may apply. See the Wire Transfer FAQs or contact your local branch for more information.