Business Checking Accounts

Set your company up for success with our business checking solutions.

Manage your company finances — account balance, spending habits, and technology preferences — safely and conveniently with Bank Central’s on-the-go online tools. You can focus on growing your business, while we assist you with your needs.

Business owner taking orders on the phone

Small Business Checking

  • Designed for businesses with low activity
  • Up to 100 free paper and/or electronic transactions1
  • Free Online Banking with BusinessLink
  • Free Bank Central Debit Mastercard®2
  • Free Mobile Banking3
  • Free 24/7 eStatement
  • Overdraft Access Protection4

 




Business owner standing in his shop

Business Checking Plus

  • Designed for businesses with moderate activity
  • Up to 250 free paper and/or electronic transactions5
  • Monthly maintenance fee avoided with a balance of at least $10,000
  • Free Online Banking with BusinessLink
  • Free Bank Central Debit Mastercard®2
  • Free Mobile Banking3
  • Free 24/7 eStatement
  • Overdraft Access Protection4

 




Employees doing inventory

Commercial Checking

  • Designed for higher volume of transaction
  • Offset monthly fees with earning credits based on your account balances
  • Free Online Banking with BusinessLink
  • Free Bank Central Debit Mastercard®2
  • Free Mobile Banking3
  • Free 24/7 eStatement
  • Overdraft Access Protection4

 




Construction workers working on a building

Commercial - Seasonal6

  • Designed for the business that has very different transactional activity from month to month
  • Fees are waived if the average collected balance is $1,000 or greater and the account has 200 or less transaction for the month
  • Earnings Credit
  • Free Online Banking with BusinessLink
  • Free Bank Central Debit Mastercard®2
  • Free Mobile Banking3
  • Free 24/7 eStatement
  • Overdraft Access Protection4

 

 

Business Contact Form

Fill out the form below and someone will be in touch within 24 hours.

Other customized accounts may be available in your market. For more information on these opportunities contact your Business Banking Representative.
1Only $0.35 per additional transactions exceeding the free limit.
2This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
3Mobile carrier data and text rates may apply.
4Subject to The Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning these transactions to provide better customer service. Our regular overdraft fee will apply to each transaction paid under this Policy. The regular overdraft fee varies by market. See your business banking representative for the exact fee amount. Repayment of the overdraft amount is expected immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at any time.
5Only $0.50 per additional transactions exceeding the free limit.
6Commercial – Seasonal account may not be available in all markets.