Bank Central has partnered with Sallie Mae® to offer you loan options to set you up for success. With Sallie Mae®, you can take out loans with:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty
  • Multiple repayment options.

There are options for any stage of your education, whether you’re undergrad or working towards a graduate degree, such as:

  • Master’s and/or doctoral degrees
  • MBAs
  • Medical School
  • Dental School

If you like to get started, learn more about your options here.

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner.

Bank Central, a division of Central Trust Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.


Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools.

Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans.

Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.