MaxMoney Checking

MaxMoney is more than just a checking account.

MaxMoney is a checking account that gives back to you. With all of the conveniences of the Bank Central App and Online Banking, plus ATM fee refunds outside of the network, and so much more. You can rely on MaxMoney to work for you.

Call us today at (719) 309-3339 or visit any Bank Central location to get started.


3-in-1 Credit Report1 - Access your credit report every 90 days or upon receipt of a credit alert

Credit Score Access1,3 - Get a new single bureau credit score with every new credit report

Cell Phone Coverage2 - Covers the first three phones on your account, up to $300 per claim

Credit File Monitoring4 - Daily monitoring of your reports with Equifax®, Experian®, and TransUnion®, plus more than 1,000 databases

Free Checks & Money Orders - Plus, other bank benefits such as paper statements and ATM fee refunds5

AD&D Insurance2 and Health Discounts1 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescriptions services

$hopping Rewards™, 1 - Earn rewards and cash back when you shop and save on gas and gift cards

Double Credit Card Rewards - Earn double points on the first $5,000 spent annually

In addition to the security and savings, MaxMoney™ gives you access to our full suite of Online and Mobile Banking tools, so that you can move, manage, and maximize your money like never before.
  • Free Debit Mastercard® with free transactions at any Bank Central ATM and ATM fees refunded for ATMs used outside of the Bank Central network5
  • Free eStatements and Tax Documents accessible anytime on the web, for up to 7 years
  • Free Bank Central App and Online Banking Access to access your accounts anywhere, transfer funds, send money to family and friends, plus much more
  • Free Online and Mobile Bill Pay6 to send bill payments electronically in just moments
  • Free Mobile Check Deposit via our App6
  • Free Money Manager, an online savings, tracking and budgeting system
  • Free Account Alerts to stay up to date current balances, deposits, purchases, card activity, and more
1Registration/activation required
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions.
3Credit score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your credit worthiness.
4Credit file monitoring may take several days to begin following activation.
5Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction.
6Mobile carrier data and text rates may apply.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.
Monthly Maintenance Fee of $8.95.