MaxMoney Checking
MaxMoney is more than just a checking account.
MaxMoney is a checking account that gives back to you. With all of the conveniences of the Bank Central App and Online Banking, plus ATM fee refunds outside of the network, and so much more. You can rely on MaxMoney to work for you.
Call us today at (719) 309-3339 or visit any Bank Central location to get started.
Credit Report and Score1,2 - Access to credit reports and credit scores
Discount Cards1,3 - Receive 20% savings on gas, retail and restaurant cards. These cards are convenient to purchase and easy to use.
Credit Score Tracker2,6 - Receive valuable insight into your credit score.
Cell Phone Protection4 - Covers the first four phones on your bill, up to $600 per claim (maximum of $1,000 per account). Cell phone bill must be paid through this account or your Bank Central Credit Card.
Credit File Monitoring1 - Daily credit file monitoring and automated alerts of key changes to your single bureau credit report.

Dark Web Monitoring1 - Monitor your personal information on the dark web and receive alerts when your personal information is exposed
AD&D and Health Discounts1 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescriptions services
$hopping Rewards™1,5 - Receive rewards and cash back for shopping online.
Double Credit Card Rewards - Earn double points on the first $5,000 spent annually
In addition to the security and savings, MaxMoney™ gives you access to our full suite of Online and Mobile Banking tools, so that you can move, manage, and maximize your money like never before.
- Free Debit Mastercard® with free transactions at any Bank Central ATM and ATM fees refunded for ATMs used outside of the Bank Central network5
- Free eStatements and Tax Documents accessible anytime on the web, for up to 7 years
- Free Bank Central App and Online Banking Access to access your accounts anywhere, transfer funds, send money to family and friends, plus much more
- Free Online and Mobile Bill Pay6 to send bill payments electronically in just moments
- Free Mobile Check Deposit via our App6
- Free Money Manager, an online savings, tracking and budgeting system
- Free Account Alerts to stay up to date current balances, deposits, purchases, card activity, and more
2 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
3Additional terms and conditions may apply.
4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions.
5Available via mobile or web only
6You will have access to your credit report and core provided your information has been verified by the CRA.
Monthly Maintenance Fee of $9.95.