Your needs are diverse, and they change as you grow older. Bank Central is here with a variety of options customized to your financial needs. It all begins with a checking account. Diversify your finances on the terms you need with Bank Central.

All of our checking account options come with access to our Online and Mobile Banking options, allowing you to manage your money wherever, whenever. 

Call us today at (719) 309-3339 or stop by any Bank Central location to learn more.

 

Compare Checking Accounts

  MyChoice Checking MaxMoney® Checking Preferred Interest World Checking
Which account is right for you?
Your lifestyle is fast-paced, you receive a direct deposit, and you’re always swiping your card You’re searching for more features including security, safety, and savings. With a minimum balance of $1,000, you’re searching for a higher interest rate than most checking. You spend and travel frequently, and you’re searching for a checking account that can keep up.
Minimum to open
$50 $50 $50 $50
Monthly Fee
$3 Avoidable Fee* $8.95* $10 Avoidable Fee* $20 Avoidable Fee*
Free Transactions at Bank Central ATMs

Yes

Yes

Yes

Yes
ATM Refunds Outside of Bank Central ATMs

Yes**

Yes**
 
Yes**
Free Online and Mobile banking
Yes Yes Yes Yes
Free Checks & Money Orders



Yes



Yes
Credit File Monitoring1
 
Yes
 
Yes
Access to Credit Score & Reports2
 
Yes
 
Yes
Bill Pay
FREE with eStatements   FREE with eStatements FREE with eStatements FREE
Earns Interest
   
Yes

Yes
Sports Fan Upgrade Available

Yes

Yes

Yes
 
Cell Phone Protection3
 
Yes
 
Yes
$hopping Rewards™2 and Cash Back Member Rewards2
 
Yes
   

*To waive the monthly fee:
MyChoice Checking, you must receive electronic statements and one of the following:
Maintain a recurring direct deposit;
or, use your debit card at least 10 times for a point of sale transaction;
or, keep an average daily balance of at least $500;
or, set up a monthly recurring transfer from MyChoice Checking to SaveUp℠ Savings
Preferred Interest Checking, you must have a daily balance of $1,000; or, average daily balance of $2,000 during a monthly statement cycle
World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Central Investment Advisors or a Central Trust Company client.

**ATM Refunds:
MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction.
World Checking: The first four fees per statement cycle are auto-refunded.

1Credit file monitoring may take several days to begin following activation.
2Registration/Activation Required
3Cell Phone Bill must be paid through your MaxMoney Account.

 

Compare Checking Accounts

  • $50 Minimum to Open
  • $3 Avoidable Fee+
  • Free Transactions at Bank Central ATMs
  • ATM Refunds outside of Bank Central ATMs**
  • Bill Pay FREE with eStatements
  • Sports Fan Upgrade Available

 

Open Now

  • $50 Minimum to Open
  • $8.95 Monthly Fee
  • Free Transactions at Bank Central ATMs
  • ATM Refunds outside of Bank Central ATMs**
  • Free Checks & Money Orders
  • Credit File Monitoring1
  • Access to Credit Score2 & Reports2
  • Bill Pay FREE with eStatements
  • Sports Fan Upgrade Available
  • Cell Phone Protection3
  • $hopping Rewards™2 and Cash Back Member Rewards2

 

Open Now

  • $50 Minimum to Open
  • Monthly $10 Avoidable Fee††
  • Free Transactions at Bank Central ATMs
  • Bill Pay FREE with eStatements
  • Earns Interest
  • Sports Fan Upgrade Available

 

Open Now

  • $50 Minimum to Open
  • Monthly $20 Avoidable Fee†††
  • Free Transactions at Bank Central ATMs
  • ATM Refunds outside of Bank Central ATMs**
  • Free Checks & Money Orders
  • Credit File Monitoring1
  • Access to Credit Score2 & Reports2
  • Bill Pay FREE
  • Earns Interest

 

Open Now