How the Digital Refer-A-Friend Process Works
What is Refer-A-Friend?
Refer-A-Friend is a referral program that allows you to earn money for each of your friends who open a personal checking account with Bank Central.
How Refer-A-Friend Works
If you’re a current customer, log into your Bank Central Online Banking or Mobile Banking App. You’ll have a custom referral link and QR code, specific to you. Share this link with your friends, or have your friends scan your QR code, to open an account.

Sharing your referral link:
From the Mobile Banking App
Step 1
Select “Refer-A-Friend” from the menu.
Step 2
Choose to share your referral link however you’d like – text message, email, or any way that’s most convenient for you.
Step 3
Once we confirm your friend’s account is open, you’ll receive a notification when we deposit your referral bonus into your account.
From within Online Banking
Step 1
Select the “Additional Services” tab, and choose “Refer-A-Friend” from the side menu options.
Step 2
Click the “Copy Link” button to copy your personalized referral link, and send the link to your friends.

1Mobile carrier data and text rates may apply.
2Customers are eligible to receive $50 for every new to bank household referred. $50 will be deposited into a deposit account within ten business days after the new to bank household checking account is funded. Customers can earn up to $500 a calendar year in Refer-A-Friend incentives.