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Earn More with the Business Credit Card

Give your business a boost with rewards and free financial tools.

Apply Now

Why use a business credit card?

  • Easier to track business expenses
  • More convenient to sort between personal and business expenses, especially during tax season
  • Simplify your cash flow and streamline employee expenses
  • Ability to earn rewards that can benefit your business

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Flexible to fit your business needs

Our Business Credit Card is ready to work for you. From earning rewards to greater control over your expenses, we made this card for your business.

Get rewarded for spending

You earn one reward point per dollar spent using your Business Credit Card. So, turn your points into the reward of your choice!

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Pay with Rewards

Use your points or miles to pay in real time wherever Mastercard is accepted. Plus, you can use your points before or after the transaction.

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Online Travel

Book flights, hotels, cars, cruises, and activities directly through our rewards website. In addition, pay for your trip using your Business Credit Card, Pay with Points, or a combination of the two.

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Merchandise

Pick from different electronics, home & garden, exercise & fitness, jewelry & accessories, luggage & handbags, health & beauty, and outdoor living items.

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Gift Cards

Choose from gift cards to many of your favorite retail stores, restaurants, entertainment, home goods, travel & leisure, and sports & outdoor retailers.

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Cashback

Redeem your reward points as money! Choose from ACH direct deposit, transaction eraser, prepaid Mastercard, or a statement credit.

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More control over cards


Easily change credit limits, replace or close cards, update names and addresses, and even customize your card with your business’s logo!

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Easy online management


Create, change, or remove online users, as well as update payment account information, make payments, view transactions, and access rewards through our card management website.

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Need more than one card for your business?


You can have as many cards as your business needs, which are easy to manage from your smartphone or computer!

Make Expense Reporting Easier

It’s easy to track any charges you – or your employees – make using your new Bank Central Business Credit Mastercard with ExpensePoint.

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Seamlessly integrates with your Bank Central Business Credit Mastercard to automatically assign transactions to the right cardholder.

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 Simply take a picture of a receipt and ExpensePoint automatically matches imported transactions to receipts in the user’s Receipt Wallet.

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Automatically track mileage and quickly apply your business’s reimbursement rate to employees.

Free Benefits from Mastercard®

Your card comes with more! Here are a few of the powerful Mastercard benefits1 which come with your Business Credit Card to help make running your business more efficient.

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Identity Theft Protection

Detects fraud by monitoring the internet for your information, and provides you with a number of resolution resources in the event you experience identity theft.

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Easy savings

Automatically applies rebates that can help you save on business expenses, just by using your new card on qualified purchases.

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Mastercard Biz

A unique social platform for business owners to gather news, insights, and advice.

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Zero Liability Fraud Protection

Protects you against unauthorized purchases made with your card.

Easy to Apply

Business credit card

Applying is fast and simple! Ready to start earning just by using your new card?

Apply Now

1These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.